Insurance conditions

The insurance coverage will take effect from the moment the movement for the loading of the insured goods begins and will end once the unloading is completed at the destination, remaining effective during transportation.

Insured goods:

Furniture and domestic or office belongings. Automobiles.

Valuation of Insured Goods

Given the used nature of the goods and the potential for subjective criteria in their valuation, it is expressly agreed that the declared value is less than the value the insured goods would have if new or, in the case that such goods no longer exist in the market, the value corresponding to other new items of equal or similar quality, characteristics, and performance.

Any item exceeding €150 must be identified, and for sets, the number of pieces must be specified. Any item considered a cataloged Work of Art must include the Author, year, technique, and value.

Exclusions:

• Any internal breakdown or damage, or their consequences, not caused by an external, violent, sudden, and intentional cause duly accredited by a written recognition report issued within 24 hours of the occurrence of the event and properly signed by both the carrier and the insured.
• Our personnel will not, under any circumstances, verify the functioning of electrical or electronic devices. Internal damages will not be attended to.
• Purely aesthetic non-functional damages unless the insured can reliably prove they occurred during the validity of this insurance.
• Oxidation and/or corrosion and similar processes.
• Personal clothing packed in cardboard boxes, as laundry and ironing are not covered.
• Furniture damage due to climatic changes (temperature, humidity) between the country of origin and destination.
• Indirect losses, such as those derived from the deprivation of use and other commercial risks.
• No type of liquid or the damages it may cause will be insured.
• Jewelry
• Documents
• Food
• Any item that cannot be legally transported (e.g., ivory, mercury, taxidermied animals).

Partial Loss or Damage

In the event of partial loss or damage, the insurer will cover repair costs. However, no responsibility will be taken for the possible depreciation in value after the repair. The insured value will be proportional in the case where the insured items, or parts thereof, are lost, irreparable, or the repair costs exceed their value.

Automobiles:

Vehicles transported are included among the insured goods but only under basic coverage with a deductible of €1,000. Mechanical or purely aesthetic damages are not covered.

Claims Procedure:

In the event of an incident, it can be reported to SIT Spain at info@sitspain.com within 24 hours. A file will be opened and must be managed and finalized within a maximum period of one month.

The settlement is based on the actual value of the goods, not exceeding the declared amount, resulting from deducting depreciation from the new value according to their age, degree of use, and condition immediately prior to the occurrence of the incident.